RBI Approved Bank Started Giving 7.25% Interest on Savings Account. Maxima Program Launched by Ujjivan Small Finance Bank

Ujjivan Small Finance Bank has launched a range of premium banking products under the “Maxima” brand, aimed at customers seeking higher returns and value-added benefits. The new offerings include specialised savings, current and non-resident savings accounts designed to meet the needs of individuals, businesses and overseas depositors. Each account provides a suite of perks that go beyond standard banking services.

The Maxima Savings Account stands out by offering interest rates of up to 7.25 percent per annum, giving depositors a competitive return on their balances. In addition to the attractive rate, customers receive 27 complimentary services such as cheque books, ATM withdrawals, account statements and electronic transfers. The bank positions this product as a high-yield alternative for people who maintain larger balances and expect broad fee waivers.

For small businesses and firms, the Business Maxima Current Account provides unlimited cash deposit and withdrawal facilities. This feature allows enterprises to manage daily liquidity without worrying about transaction limits, making it easier to handle large volumes of cash. The account is designed to simplify cash management for merchants and reduce banking costs associated with frequent deposits and withdrawals.

The NR Maxima Savings Account targets non-resident Indians, offering a complimentary RuPay Select international debit card and free lounge access at domestic and international airports. The account carries a low balance requirement and waives selected service fees, making it more convenient for overseas customers to maintain their banking relationship while traveling or living abroad. Together, these benefits aim to enhance the banking experience for NRI customers.

Interested customers can open a Maxima account by visiting the nearest Ujjivan branch or applying online through the bank’s website. The suite of products forms part of Ujjivan’s broader strategy to provide maximum value across savings and current accounts. By offering higher interest rates, fee waivers, unlimited cash facilities and travel perks, the bank hopes to attract clients looking for premium banking services.