Taxpayers eagerly await refunds after filing their income tax returns, but many are unaware that the process starts only once a return is verified electronically. The Income Tax Department requires filers to confirm their returns through e‑verification before it begins processing any refund due. Until this confirmation is completed, the department does not issue refunds, leading to delays for those who overlook this step.
The date of e‑verification becomes the effective filing date for refund purposes. In straightforward cases, the department typically processes refunds within 15 days to two months from e‑verification. If a return is incomplete, contains errors or is selected for scrutiny, processing can take longer. Failure to e‑verify within 30 days of submission may even render a return invalid, requiring the taxpayer to refile.
To avoid delays, individuals should submit accurate returns, pre‑validate bank details and complete e‑verification promptly. Incorrect bank account numbers, accounts that have not been pre‑validated, or outstanding tax liabilities can cause refunds to be withheld. The time taken also varies by return type: ITR‑1 refunds generally arrive in 10–15 days, ITR‑2 refunds in 20–45 days and ITR‑3 refunds in up to two months. Taxpayers can monitor their refund status by logging into the income tax portal with their PAN and password and selecting the refund/demand status option.
Key points for taxpayers: e‑verification is mandatory for refunds; typical processing times range from 15 days to two months; inaccurate bank details or unverified accounts can delay payment; the income tax portal allows users to check the status of their refunds; helpline 1800‑103‑4455 and email ask@incometax.gov.in are available for assistance.
Those facing delays should first confirm that their return has been e‑verified and check for any notices from the department requesting additional information. If a claim has been rejected due to errors, a revised return may be filed. By ensuring details are correct and responding promptly to communications, taxpayers can help ensure a smoother refund experience.
- Refund processing begins only after the return is verified electronically.
- Refunds are generally issued 15 days to two months after e‑verification, depending on the return type.
- Delays can occur due to incorrect bank details, unverified accounts, incomplete returns or outstanding taxes.
- Taxpayers can track refund status on incometax.gov.in and contact the helpline 1800‑103‑4455 or ask@incometax.gov.in.
- ITR‑1 refunds usually take 10–15 days, ITR‑2 around 20–45 days and ITR‑3 up to two months.
