In the search for long-term, reliable wealth-building mutual funds, HDFC Flexi Cap Fund has consistently stood out. Launched in January 1995, this fund has leveraged its ability to dynamically navigate market cycles, making it a trusted choice among seasoned and first-time investors alike.
₹1 Lakh Invested in 1995 Now Worth ₹1.4 Crore: Annualized Return of 18.63%
According to data from HDFC Mutual Fund, an investor who allocated ₹1 lakh in the fund at inception on January 1, 1995, would have seen their investment grow to nearly ₹1.4 crore by 2024. This translates to a CAGR of approximately 18.63%, showcasing the fund’s compounding power over the long term.
Rolling Returns Show Strong Consistency and High Percentage of Double-Digit Growth
The fund has delivered positive five-year rolling returns across all investment periods, and in 86% of those cases, it has generated more than 10% CAGR, highlighting its ability to perform steadily across market conditions.
This performance consistency is largely attributed to its flexible investment strategy, allowing the fund manager to shift allocations among large-cap, mid-cap, and small-cap stocks depending on market dynamics. This flexibility enables better risk-adjusted returns.
Returns Snapshot: Strong Showing Across All Timeframes
| Investment Period | Investment Date | Latest Value (₹) | Total Return (%) | Annualized Return (%) |
|---|---|---|---|---|
| 1 Year | 09-Apr-2024 | 10,855.90 | 8.56% | 8.56% |
| 2 Years | 06-Apr-2023 | 15,766.50 | 57.66% | 25.41% |
| 3 Years | 08-Apr-2022 | 16,808.90 | 68.09% | 18.86% |
| 5 Years | 09-Apr-2020 | 37,055.20 | 270.55% | 29.93% |
| 10 Years | 09-Apr-2015 | 36,809.00 | 268.09% | 13.91% |
| Since Inception | 01-Jan-1995 | 17,81,281 | 17,712.81% | 18.63% |
Note: Above returns are indicative. Investors are advised to visit the official HDFC Mutual Fund website for the latest performance data.
Accessible to All with SIPs Starting at Just ₹100; Best Suited for High-Risk, Long-Term Investors
One of the fund’s standout features is its low entry barrier—investors can start with a Systematic Investment Plan (SIP) or lump sum investment with as little as ₹100. This makes the fund accessible to retail investors across all income levels.
However, it is categorized as a “very high risk” fund, making it more suitable for investors with high risk tolerance and long-term investment goals. Assessing one’s risk appetite and financial objectives is strongly recommended before investing.
Disclaimer: Mutual Fund Investments Are Subject to Market Risks
Potential investors are advised to read the scheme-related documents carefully and consult a SEBI-registered financial advisor before making investment decisions. While past performance is promising, market-linked products inherently involve risk
