Mutual funds and fixed deposits (FDs) are both popular investment options in India. Both offer the potential for growth, but they have different advantages and disadvantages.
Mutual fund dividend:
Mutual funds that offer dividend pay out a portion of their profits to investors on a regular basis. This can be a good way to generate income from your investment.
FDs:
FDs are a type of debt instrument that offers a fixed rate of return. This means that you know exactly how much money you will earn on your investment, regardless of how the market performs.
Comparison:
Here is a comparison of mutual fund dividend and FDs:
Feature | Mutual fund dividend | FD |
---|---|---|
Return potential | Can be high, but depends on the performance of the underlying investments | Fixed |
Income | Can generate regular income | No regular income |
Risk | Can be risky, especially if you invest in equity funds | Less risky than mutual funds |
Liquidity | Can be less liquid than FDs, as you may have to pay a penalty for selling your units before maturity | More liquid than mutual funds |
Which investment option is right for you depends on your individual needs and goals. If you are looking for a way to generate regular income, a mutual fund that offers dividend may be a good option. However, if you are looking for a safe and predictable investment, an FD may be a better choice.
Parameter | Motilal Oswal Flexi Cap Fund | DSP Flexi Cap Fund | Axis Flexi Cap Fund |
---|---|---|---|
Fund Category | Flexi Cap | Flexi Cap | Flexi Cap |
Launch Date | 28 April 2014 | 29 April 1997 | 13 April 2017 |
Benchmark | NIFTY 500 | NIFTY 500 | NIFTY 500 |
Average Dividend Yield (Last 3 Years) | 8.38% | 8.12% | 7.85% |
Asset Size (As of 30 Nov 2023) | 8,593.35 Crores | 9,462.50 Crores | 11,119.64 Crores |
Dividend History | Dividend dates and yields for 2023, 2022, 2021 | Dividend dates and yields for 2023, 2022, 2021, 2020, 2019 | Dividend dates and yields for 2023, 2022, 2021, 2020 |