PPF Investment: A Risk-Free Option with Good Returns

PPF investment: If you don’t want any risk and also want good returns then investing in PPF can be the best for you.

PPF Investment Scheme

If you are looking for an investment scheme that has no risk and good returns, then Public Provident Fund (PPF) can be a good option. Any Indian citizen can invest a maximum of Rs 1.5 lakh and a minimum of Rs 500 every year in this scheme. The PPF scheme has a tenure of 15 years and offers the benefit of compound interest. Currently, the interest rate on PPF is 7.1 percent.

Return on Investment

Let’s explore how much return you can expect by investing different amounts per month in PPF:

Investing Rs 2,000 per month

According to the PPF calculator, if you invest Rs 2,000 per month in PPF, your total investment in a year will be Rs 24,000. Over the 15-year period, your total investment will amount to Rs 3,60,000. With a compound interest rate of 7.1 percent, your maturity amount will be Rs 6,50,913.

Investing Rs 3,000 per month

By depositing Rs 3,000 per month in PPF, your annual investment will be Rs 36,000. Over 15 years, your total investment will be Rs 5,40,000. With the interest earned, your maturity amount will be Rs 9,76,370.

Investing Rs 4,000 per month

If you invest Rs 4,000 per month in PPF, your annual investment will be Rs 48,000. Over the 15-year period, your total investment will amount to Rs 7,20,000. With the interest earned, your maturity amount will be Rs 13,01,827.

Investing Rs 5,000 per month

By depositing Rs 5,000 per month in PPF, your total investment in a year will be Rs 60,000. Over 15 years, your total investment will be Rs 9,00,000. With the interest earned, your maturity amount will be Rs 16,27,284.