The trend of using credit is soaring in India, with credit card issuing companies enticing customers with a variety of offers. One of the most appealing prospects for consumers is the availability of Lifetime Free Credit Cards, which come without any joining or annual fees.

🌈 Lifetime Free Credit Card Options:

  1. Amazon Pay ICICI Bank Credit Card:
    • 🛒 Earn up to 5% unlimited reward points for Prime members and 3% for non-Prime members on Amazon purchases.
    • 💸 Earn 2% on Amazon recharges and bill payments, and 1% on other transactions.
    • 🚫 No reward points on fuel, EMI transactions, and gold purchases.
    • 🌟 No cap on reward points and they never expire.
  2. Shoppers Stop HDFC Bank Credit Card:
    • 🛍️ Earn 6 FC points (2.4% reward rate) per ₹150 spent on Shoppers Stop private label brands.
    • ✨ Earn 2 FC points (0.8% reward rate) on other purchases and brands.
  3. Kotak Mahindra Bank: 811 #DreamDifferent Card:
    • 💻 Earn 2 reward points per ₹100 on online spends and 1 point on offline spends.
  4. IDFC FIRST Bank Classic Credit Card:
    • 🌐 6X reward points (1.5% reward rate) on all online spends.
    • 🏬 3X reward points (0.75% reward rate) on offline spends.
    • 🎉 10X reward points (2.5% reward rate) on spends over ₹20,000.
  5. YES Prosperity Purchase Credit Card:
    • ⛽ Enjoy a 1% fuel surcharge waiver on fuel purchases between ₹400 and ₹5,000.
    • 💰 Maximum fuel surcharge waiver of ₹500 per billing cycle.
  6. Standard Chartered Bank: Platinum Rewards Credit Card:
    • 🍴 Earn 5X reward points on dining and fuel spends for every ₹150 spent.
    • 🛍️ Earn 1X reward points on other categories.
  7. Bank of Baroda: Easy Credit Card:
    • 🎬 Earn 5 reward points per ₹100 spent on departmental stores and movies.
    • 🌟 Earn 1 reward point per ₹100 on other spends

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