The trend of using credit is soaring in India, with credit card issuing companies enticing customers with a variety of offers. One of the most appealing prospects for consumers is the availability of Lifetime Free Credit Cards, which come without any joining or annual fees.
π Lifetime Free Credit Card Options:
- Amazon Pay ICICI Bank Credit Card:
- π Earn up to 5% unlimited reward points for Prime members and 3% for non-Prime members on Amazon purchases.
- πΈ Earn 2% on Amazon recharges and bill payments, and 1% on other transactions.
- π« No reward points on fuel, EMI transactions, and gold purchases.
- π No cap on reward points and they never expire.
- Shoppers Stop HDFC Bank Credit Card:
- ποΈ Earn 6 FC points (2.4% reward rate) per βΉ150 spent on Shoppers Stop private label brands.
- β¨ Earn 2 FC points (0.8% reward rate) on other purchases and brands.
- Kotak Mahindra Bank: 811 #DreamDifferent Card:
- π» Earn 2 reward points per βΉ100 on online spends and 1 point on offline spends.
- IDFC FIRST Bank Classic Credit Card:
- π 6X reward points (1.5% reward rate) on all online spends.
- π¬ 3X reward points (0.75% reward rate) on offline spends.
- π 10X reward points (2.5% reward rate) on spends over βΉ20,000.
- YES Prosperity Purchase Credit Card:
- β½ Enjoy a 1% fuel surcharge waiver on fuel purchases between βΉ400 and βΉ5,000.
- π° Maximum fuel surcharge waiver of βΉ500 per billing cycle.
- Standard Chartered Bank: Platinum Rewards Credit Card:
- π΄ Earn 5X reward points on dining and fuel spends for every βΉ150 spent.
- ποΈ Earn 1X reward points on other categories.
- Bank of Baroda: Easy Credit Card:
- π¬ Earn 5 reward points per βΉ100 spent on departmental stores and movies.
- π Earn 1 reward point per βΉ100 on other spends