RBI UDGAM Portal Launch:
Thousands of crores of rupees are deposited in the banks of our country which have no claimant. In order to enable the common man to trace unclaimed deposits, the Reserve Bank of India, the regulator of the banking sector, has launched a centralized web portal named Udgam (UDGAM), by visiting which any person can trace unclaimed deposits in banks. On April 6, 2023, RBI announced the development of a centralized web portal to track unclaimed deposits.
Help to trace and claim unclaimed amount
Reserve Bank of India has introduced centralized web portal Udyam. The objective of this initiative is to help people to find out about the unclaimed amount and claim it. RBI Governor Shaktikanta Das launched the portal ‘Udgam’. It has been designed by the central bank to make it easier for people to find their unclaimed deposits in multiple banks at one place and claim them.
Presently information about unclaimed deposits is available in seven banks
At present information about unclaimed deposits is available in seven banks State Bank of India, Punjab National Bank, Central Bank of India, Dhanlaxmi Bank, South Indian Bank, DBS Bank India and Citibank on the portal. Through this web portal, common people will be helped to find out the unclaimed deposits deposited in banks by themselves or their near and dear ones, even if the amount is deposited in more than one bank.
Central Bank is running public awareness campaign from time to time to make people aware
On April 6, 2023, the Reserve Bank had announced the creation of a centralized web portal to trace unclaimed deposits. The central bank said that it is running public awareness campaigns from time to time to make people aware about this. For your information, let us tell you that in the bi-monthly monetary policy review on April 6, 2023, the Reserve Bank had announced the creation of a centralized web portal to find out unclaimed deposits.
- RBI has launched a centralized web portal named Udgam to trace unclaimed deposits in banks.
- The objective of the Udgam portal is to help people trace and claim their unclaimed amount.
- The portal provides information about unclaimed deposits in seven banks.
- The Reserve Bank is running public awareness campaigns to make people aware of the portal.
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