Driving without third party insurance can now land you in jail. Offenders caught without this mandatory insurance can face a fine of up to ₹4,000 or a jail term of up to three months, or both. Government statistics reveal that over 55% of vehicles on Indian roads are uninsured.

Importance of Third Party Insurance

Officials from the Ministry of Road Transport and Highways emphasized on Tuesday that third party insurance is mandatory for motor vehicles.

This insurance provides assistance to victims in case of accidents or damages. Vehicle owners who drive or allow their vehicles to be driven without third party insurance will face strict penalties.

Penalties for Non-Compliance:

  • First Offense: Up to three months imprisonment or a fine of ₹2,000, or both.
  • Second Offense: Up to three months imprisonment or a fine of ₹4,000, or both.

Alarming Statistics

According to the data, there are over 230 million registered vehicles in the country. Out of these, 56% are running on the roads without valid insurance. This non-compliance with the law can lead to severe penalties, including imprisonment.

 

Key Takeaways:

  • Mandatory Insurance: Third party insurance is compulsory for all motor vehicles.
  • Penalties: First-time offenders can face up to three months in jail or a ₹2,000 fine, or both. Repeat offenders can face up to three months in jail or a ₹4,000 fine, or both.

 

  • High Non-Compliance: 56% of vehicles on Indian roads are uninsured.
  • Government Action: The Ministry of Road Transport and Highways is stressing the importance of third party insurance to provide assistance to victims of accidents.

 

Important Information in Short:

Offense Penalty
First Time Up to 3 months jail or ₹2,000 fine, or both
Second Time Up to 3 months jail or ₹4,000 fine, or both

 

Statistic Value
Registered Vehicles in India Over 230 million
Uninsured Vehicles 56%

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