While most of us have savings accounts, have you ever heard of a savings account offering cashback? DCB Bank, a private sector bank, offers such a feature with its Happy Savings Account.

This account allows you to earn up to ₹7,500 annually in cashback. Here are all the details you need to know about this unique savings account.

Minimum UPI Transaction of ₹500

To avail the cashback benefits of the DCB Bank Happy Savings Account, you need to make a minimum UPI transaction of ₹500. The cashback is awarded based on the transactions made in each quarter. After the end of each quarter, the cashback amount will be credited to your account.

Average Quarterly Balance (AQB) Requirements

With the DCB Happy Savings Account, you can earn up to ₹7,500 annually, which breaks down to ₹625 per month. The minimum average quarterly balance (AQB) required for this account is ₹10,000.

However, to earn cashback rewards, the minimum AQB should be ₹25,000. The more you save, the higher the cashback benefits you can enjoy.

Benefits for All Customers

All DCB Bank customers can take advantage of this account. Existing customers can convert their current savings account into a Happy Savings Account. Additionally, this special account offers unlimited free RTGS, NEFT, and IMPS transactions. You can also enjoy unlimited free transactions at any DCB Bank ATM.


Key Takeaways

  • Cashback Benefits: Earn up to ₹7,500 annually in cashback with the Happy Savings Account.
  • UPI Transactions: A minimum UPI transaction of ₹500 is required to qualify for cashback.
  • Quarterly Balance: Maintain a minimum average quarterly balance of ₹25,000 to avail cashback rewards.
  • Unlimited Transactions: Enjoy unlimited free RTGS, NEFT, IMPS, and ATM transactions.

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